Your Money University

  Specifically, every stock goes through four stages: Stage 1: Consolidation (Basing) . This is when a stock is stuck in neutral, and moving sideways, bouncing around a lot but ultimately going nowhere. It’s basically when a stock is neither good nor bad, but simply waiting for something good or bad to happen.  Stage 2: Breakout (Advancing) . This is when a stock starts to breakout from its basing phase and starts to move significantly higher. At this stage, the stock is usually benefitting from a lot of good news flows and investors are rushing into the stock hand over fist.  Stage 3: Distribution (Topping) . This is when a stock’s uptrend starts to end. The good news flow starts to ease. Investors who bought in Stage 1 and 2 start to take some profits off the table. But the stock isn’t falling, yet. New money is still supporting the stock in a consolidation pattern.  Stage 4: Correction (Declining) . This is when the topping pattern breaks, and everyone starts to s...

  I bonds: A bright side to inflation The historic surge in  inflation  last year kept interest rates on I bonds blazing for months and some analysts say it could get better in 2023. But first, what are  I bonds ? I bonds  are government-backed securities whose interest rate is determined by the inflation rate. When inflation is low,  I bonds  aren't always the best bet, because even though they have little risk, low inflation means low-interest rates. But right now, inflation is at a multi-decade high and I bonds are paying generous yields. According to the Treasury’s data, over $22 billion in I bonds were sold via TreasuryDirect in 2022.  I bonds  bought today will pay an interest rate of 6.89% for the next six months. And if  inflation  keeps going up, savers receive potentially higher rates every six months. But if inflation falls, I bond rates will go down. One important thing to note is that with I bonds, you can't get your mo...

  marketplace.secondlife.com Secondlife marketplace to buy and sell assets. Second Life Marketplace Second Life's official website. Second Life is a free 3D virtual world where users can create, connect, and chat with others from around the world using voice and text. Online assets are the new intellectual property of the future.

 Student debt will bring the market tumbling down Totally, utterly, insanely absurd high costs of private education, with deeply regulated interest rate setting by semi-governmental entities, usually completely inappropriate for the level of risk that they cover. We know this because we once went to graduate school. Source

 I s American Government Dead When Congress authorizes a $1.7 TRILLION Omnibus Bill with a massive deficit attached, we have to borrow money to keep this shell game running. So, the government will borrow money in the short-term and try to keep the government running through April. These “extraordinary measures” will effectively cease at the end of the first quarter. Then in April, we get a short-term lifeline. That lifeline is the U.S. taxpayer.  The government will collect tax payments in April and immediately spend all of that money on short-term payments that are again prioritized. That money will be spent before it’s received.  The infusion of cash from taxpayers will run out by the end of the summer.  What does the government do in September? Well, funny you ask.  They’ll spend the money received by companies and taxpayers that delayed their payments in April through the end of the year. That gives us until October…  They are now taxing every American...

 Framework of how to trade correctly Write down the reason for the trade, the entry price, the exit price to stop a major loss and a point where you want to take a profit made.  Note dividends and reporting dates for each share you trade. Do not trade before a major market PRINT (release) and do not panic. LEVEL 1 — The Groundwork   In times like this, it’s easy to become overwhelmed by the onslaught of recession headlines, complex economic data, and heightened volatility. Processing information and properly executing a trade are learned skills, so Mike shares some things for you to focus on before even beginning the game of investing. “ 90% of investing is managing your emotions .” Here are a few tips that have helped Mike keep his mind sharp throughout his career as an investment manager: Meditation:   Every trader has their own process, but Mike starts each morning with Transcendental Meditation — which focuses on relaxed awareness — before heading to the office. ...

Inverse ETF Inverse ETF List We Use DOG, DRIP, DUST, FNGD, LABD, PSQ, QID, RWM, SARK, SDOW, SDS, SH, SOXL, SOXS, SPDN, SPXL, SPXS, SPXU, SQQQ, TECS, TZA